Blueberry Funded vs FTMO

FTMO is the better prop firm for most traders, while Blueberry Funded is the better choice for traders who specifically prefer its Prime rules, instant funding options or faster scaling structure.

FTMO wins overall because it has operated since 2015, offers a 90% reward split immediately on its 1-Step account, refunds the 2-Step challenge fee after the first successful reward, supports more trading platforms and has a longer operating track record. Blueberry Funded, founded in 2024, is a newer firm, but its broker-backed infrastructure and some genuinely competitive account rules make it a credible alternative.

The biggest mistake when comparing Blueberry Funded vs FTMO is looking only at the headline profit target. The drawdown calculation, payout conditions, consistency rules and funded-stage restrictions can matter far more.

Our verdict:

• Best overall: FTMO
• Best 1-Step reward split: FTMO
• Best current Blueberry evaluation: Blueberry Funded Prime
• Best for instant funding: Blueberry Funded
• Best for platform choice: FTMO
• Best for operating history: FTMO
• Best for avoiding a Best Day consistency rule: Blueberry Funded Prime
• Best refundable challenge structure: FTMO 2-Step

Prop firm conditions can change, so verify the current account terms before purchasing.

Blueberry Funded vs FTMO at a glance

Blueberry Funded's current Prime account uses an 8% Phase 1 target, 6% Phase 2 target, 4% daily drawdown and static 10% maximum drawdown. FTMO's 2-Step Challenge uses 10% and 5% profit targets, a 5% daily loss limit and a static 10% maximum loss.

Which is better, Blueberry Funded or FTMO?

FTMO has been operating since 2015, compared with Blueberry Funded's 2024 launch. That does not automatically make Blueberry Funded unreliable, particularly because it works with Blueberry Markets for trading infrastructure, but FTMO has substantially more operating history as a prop firm. Blueberry Funded itself states that it is not a broker and that traders use virtual accounts. FTMO likewise states that its standard funded accounts use simulated capital.

For a trader putting money down on an evaluation, that longer track record is worth something. Prop firm terms, payouts and business models can change quickly, so longevity is a legitimate decision factor rather than just brand recognition.

Blueberry Funded Prime vs FTMO 2-Step

This is currently the fairest two-phase comparison.

Older Blueberry Funded reviews may still discuss its previous 2-Step Challenge. That product stopped being available for new purchases on 17 August 2026. Blueberry Prime is now the relevant two-phase evaluation, but Blueberry explicitly treats Prime as a separate product with its own rules.

Blueberry Funded Prime has the easier first phase

The total target across both stages is similar:

• Blueberry Prime: 14 percentage points
• FTMO 2-Step: 15 percentage points

Blueberry therefore asks for less profit in the first phase, which is usually the phase traders are most exposed to because they have not yet banked any progress.

FTMO compensates with a larger daily loss allowance. Its 2-Step programme permits a 5% maximum daily loss, compared with 4% on Blueberry Prime. Both use a static 10% overall maximum loss.

That creates a fairly clean decision:

Choose Blueberry Prime if lower evaluation targets matter more to you. Choose FTMO 2-Step if additional daily drawdown room is more valuable.

Blueberry Prime has no consistency or risk-per-trade rule

Blueberry Funded states that Prime has:

• no consistency rule
• no lot size restriction
• no risk-per-trade limit

That makes Prime materially different from several other Blueberry Funded programmes.

This is particularly useful for traders whose legitimate strategy produces uneven returns. You do not want to buy an account because the headline drawdown looks generous and only discover later that the payout mechanics punish the way your strategy actually generates profits.

FTMO has the better fee structure for successful 2-Step traders

FTMO's 1-Step fee is also non-refundable, so this advantage specifically applies to the FTMO 2-Step route.

For a trader confident enough to expect to pass and reach a payout, that materially changes the effective cost of FTMO.

Winner for two-step evaluations: FTMO overall, but narrowly.

Blueberry Prime has the more attractive opening profit target and cleaner rule set. FTMO wins the broader commercial decision because of its 5% daily loss allowance, refundable 2-Step fee and longer operating history.

Blueberry Funded 1-Step vs FTMO 1-Step

FTMO's current 1-Step rules include:

• 10% profit target
• 3% maximum daily loss
• 10% end-of-day trailing maximum loss
• unlimited trading period
• 50% Best Day Rule
• 90% reward ratio

Blueberry Funded actually offers two relevant single-step structures.

Its standard 1-Step has a 10% target, 4% daily drawdown, 6% static maximum drawdown, three qualifying active trading days and an 80% funded profit split.

The Blueberry Flex 1-Step changes the equation again:

• 12% target
• 3% daily loss limit
• 12% static maximum loss
• no minimum trading days to pass
• 1% risk per trade idea
• 85% profit split
• no weekend holding

The 12% static maximum loss on Blueberry Flex is unusually forgiving on total drawdown, but you pay for that flexibility with a higher 12% target, a 1% risk-per-trade-idea restriction and a lower profit split than FTMO 1-Step.

There is another important distinction. FTMO 1-Step applies a 50% Best Day Rule. If one trading day accounts for more than half of your total gains, you need to generate additional profit to satisfy the rule. Blueberry Prime has no equivalent consistency requirement.

So the choice is strategy-dependent:

FTMO 1-Step is better for consistent traders who want the 90% split. Blueberry Flex becomes interesting if static drawdown depth is more important than the higher target and stricter per-trade risk cap.

Which prop firm has better payouts?

FTMO 1-Step pays 90% of simulated profits from the start. FTMO 2-Step starts at 80% and can increase to 90% through its Scaling Plan or Premium Programme.

Blueberry Prime starts at an 80% split, while Flex 1-Step starts at 85%. Blueberry's scaling programme can increase the split to as much as 90%.

Both firms generally work around a 14-day payout cycle, but the conditions differ.

Blueberry Prime accounts purchased from 17 August 2026 require three active trading days per reward cycle. Blueberry defines an active trading day as one where closed trades generate at least 0.5% profit on the account.

FTMO allows a Reward request on the 14th day or later after the first trade on the relevant FTMO Account, subject to its account rules and withdrawal process.

For low-frequency traders, FTMO's structure is therefore potentially cleaner.

Which has better scaling, FTMO or Blueberry Funded?

Blueberry Funded can increase an eligible evaluation-derived account by 25% every three months. Qualification requires at least 10% net profit over three consecutive months and four payouts during the same period. Instant Funding accounts are not eligible.

FTMO's Scaling Plan increases the account by 25% every four months. FTMO requires at least 10% net simulated profit during that period, at least two processed Rewards and a positive account balance. Its scaling ceiling is also $2 million.

Blueberry's schedule is faster on paper. FTMO's requirement for only two processed rewards instead of four makes its qualification mechanics less demanding in that respect.

Scaling winner: Blueberry Funded for speed, FTMO for the lower payout-count requirement.

Blueberry Funded offers instant funding and FTMO does not

This is one category where Blueberry Funded clearly offers something different.

Blueberry Funded has Instant Lite and Instant Elite products that skip the evaluation process. Its current Instant Lite account, for example, uses a 4% trailing maximum drawdown, 2% daily drawdown, 1.5% risk-per-trade-idea rule, 80% profit split and 15% consistency check at payout.

Instant funding is not automatically better. The tighter drawdown and consistency conditions can make an instant account harder to keep than an evaluation account.

But if the specific objective is getting access to a simulated funded account without completing a challenge first, Blueberry Funded wins because FTMO's standard CFD model is built around passing an evaluation.

FTMO has better trading platform choice

FTMO currently supports MetaTrader 4, MetaTrader 5, cTrader and TradingView. FTMO discontinued DXtrade as a newly selectable platform in March 2026.

Blueberry Funded currently provides MetaTrader 5 and TradeLocker through its general platform downloads, although platform availability can vary by programme.

For traders with existing MT4 infrastructure, cTrader automation or a strong platform preference, FTMO has the advantage.

What about news trading and weekend positions?

Neither firm should be treated as universally unrestricted.

Blueberry Prime prohibits opening new positions within two minutes before or after scheduled high-impact news releases. Managing or closing existing positions is permitted.

FTMO permits news trading during its evaluation stages, but funded Standard accounts have restrictions around selected releases. FTMO also offers the Swing account type through its 2-Step Challenge, which removes the normal news and weekend holding restrictions.

This makes FTMO 2-Step Swing the stronger choice for genuine swing traders who regularly need to hold trades through weekends and major economic events.

Is Blueberry Funded safer because it is broker-backed?

Blueberry Funded says it uses Blueberry Markets' infrastructure and describes itself as broker-backed. It also explicitly states that Blueberry Funded is not a broker and that its challenge accounts are virtual.

FTMO similarly states that its standard accounts use fictitious or simulated funds and traders receive monetary Rewards based on simulated performance.

The more useful trust comparison is therefore operational history. FTMO dates to 2015. Blueberry Funded dates to 2024, although the wider Blueberry brand and brokerage infrastructure predate the prop firm.

FTMO wins that comparison today.

Who should choose Blueberry Funded?

Blueberry Funded makes the most sense when you want:

• Prime's 8% first-phase target
• a static 10% maximum drawdown on Prime
• no consistency rule on Prime
• no Prime risk-per-trade limit
• instant funding as an option
• TradeLocker
• a scaling review every three months
• broker-backed trading infrastructure

Blueberry is not simply a cheaper FTMO alternative. Its main argument is account design.

Who should choose FTMO?

FTMO makes more sense when you prioritise:

• a prop firm operating since 2015
• a 90% starting reward on 1-Step
• a refundable 2-Step challenge fee after the first Reward
• 5% daily loss room on the 2-Step programme
• MT4, MT5, cTrader or TradingView
• free trials before buying
• a mature scaling and trader programme
• FTMO Swing for longer-term trading
• fewer post-funding active-day requirements on the 2-Step route

For most traders comparing Blueberry Funded vs FTMO, those advantages outweigh Blueberry's benefits.

Final verdict: FTMO wins overall, but Blueberry Prime is competitive

If I were choosing without any other information about the trader, I would pick FTMO. The longer operating history, stronger 1-Step reward split, refundable 2-Step fee, wider platform support and mature evaluation infrastructure give it the better overall package.

If I were trading a strategy that disliked consistency restrictions and valued a static maximum drawdown, I would look hard at Blueberry Funded Prime. Its 8% + 6% evaluation, static 10% maximum drawdown and lack of a consistency or risk-per-trade rule make it materially different rather than simply another FTMO clone.

The decision should ultimately be based on the rule most likely to kill your account. A slightly cheaper challenge is irrelevant if its drawdown calculation, Best Day rule, news restrictions or payout requirements conflict with the way you actually trade.