LearnApr 30, 2026

Can You Still Lose Money With a Stop Loss?

Timothy Cahill

Yes. A stop-loss limits risk — it doesn't eliminate it. Gaps, slippage, and sudden volatility can all close your position at a price worse than your stop, sometimes much worse.

When do stop-losses fail?

Three things can turn a stop-loss into a loss bigger than you planned for:

  • Gap risk. Stocks open well below your stop after overnight news or earnings. Your stop triggers at the open price, not your stop price.

  • Slippage. In fast-moving markets, no buyer exists at your stop level. Your order fills at the next available price.

  • Premature triggers. Set the stop too tight and normal volatility takes you out of an otherwise profitable trade.

How to use stop-losses properly

Treat the stop as a safeguard, not a guarantee. That means:

  • Size the position first, then place the stop. Your stop distance determines how many shares you can risk — not the other way around.

  • Base placement on volatility, not a flat percentage. A 2% stop on a quiet blue-chip is reasonable. A 2% stop on a small-cap mover is noise.

  • Account for gap risk on overnight holds and earnings. A stop won't protect you from a 15% gap down. Position sizing will.

A stop-loss caps most losses on most days — but not all losses on all days.

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